Friday, August 8, 2008

Get your favorite Restaurant Gift Certificates $25 value for only $2


Offer valid Today only 8/8/08 on Restaurant.com. Go to their site and buy a "$25 for $10" Restaurant.com gift certificate for just $2 by using the coupon code First during checkout. Find the restaurants in your city that participate with Restaurant.com. This makes the perfect gift. Hurry they are expected to run out of their August gift certificates soon.

Suze Orman- Your Start to Retiremant Savings

Saturday nights at 9:00 PM you will find me watching the Suze Orman Show on CNBC. I love her show!! Suze tells people the real truth they need to know about their money. She has meaningful tips for managing money, investing, debt managment and retiremant planning. Her show is entertaining and always a learning experience for me. Her popular segmant " Can I afford it?" features calls from prospective buyers thinking of making a purchase whether it's a pair of shoes, car, vacation or home addition etc and they show her the numbers and get a stamp of approval or denial.

One of Suze's popular topics is retirememt. She stresses how if you have employer matching 401K or 403B then you must start putting away for retirement now (unless you have major debt) . If your employer matches 50% of your contribution then that is an automatic 50% return on your investment. Now add 30 years to the picture if you start when you are young and that percentage will grow. Consider the employer's contribution as a gauranteed 50% return on your money. Personally when you have these deductions you really won't feel like you are losing money from your paycheck- since its before taxes and you tend to consider it as one of the required paycheck deductions.

Thursday, August 7, 2008

Why I started this blog


I have been "in the bussiness of saving money" for years now and decided to share some of my ideas and experiences with anyone out there having the same interests and goals. I am ecstatic when I find an amazing deal that I pay pennies for or even get it for FREE and I come home and show my husband and he is amazed. The thrill of paying very little for a lot is something that you can experience only if you have tried it before (Trust me that feeling keeps me going to try to find the next deal).

Yes, there are so many ways to save money and get great deals out there. Whether you are living with one income, need to save money or actually want to save your hard earned money and make it go even further. My goal in this blog is to share my experiences and ideas as I stumble upon them. I credit my blogging idea to my mentor in money saving ideas from the site I read faithfully every day and love it so much!

I am no expert in this area and have lots to learn, but I will try my best to share my adventures and hope that you will enjoy reading and participating in them!

 

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